COMPARATIVE ANALYSIS OF EMPLOYEES’ PERSPECTIVE ON ASSET-LIABILITY MANAGEMENT IN BANKS

Asset-Liability Management is critical for the successful working of banks. The Indian Financial system very dynamic and growing rapidly. Banks focus on both assets liabilities due to liquidity risk, interest rate risk foreign exchange risk. implementation understanding ALM policies, procedures will provide insight into approach banks towards ALM. A primary survey conducted among employees twelve public private collect data related employees' experience, understanding, knowledge about questionnaire used in study carries Yes/No type questions, multiple-choice checklist scaled questions. analyzed using SPSS. results suggest that banks' have a similar Both types follow identical practices policies with few deviations. were hesitant answer complex therefore has be kept generic straightforward. This paper studies data. All other been secondary or literature surveys. These did not feature practices, procedures.